Single Parent Budget Calculator
Create a realistic budget tailored for your single-income household. Get personalized recommendations to improve your financial health.
Monthly Income & Expenses
Enter your monthly amounts. Leave blank if not applicable.
Housing & Utilities
Living Expenses
Childcare & Insurance
Debt & Other
Budgeting Tips for Single Parents
The 50/30/20 Rule (Modified)
For single parents: 50% needs, 20% wants, 30% childcare/savings. Adjust as needed for your situation.
Emergency Fund Priority
Single parents should aim for 6-9 months of expenses saved. Start with $500 as your first goal.
Track Variable Expenses
Groceries, gas, and childcare can vary. Track these for 3 months to get accurate averages.
Plan for Kid Expenses
Set aside money monthly for school supplies, activities, and clothing as kids grow.